Monday, August 20, 2012

A Collection Agency for Us All

By Brent Neenan


I arose from my bed yesterday morning only to discover that I was late to work. I like to fancy myself as a very punctual person and I take pride in arriving on time. Unfortunately on this day I woke up only to discover that my alarm clock was not functioning. Walking into my kitchen I saw that all the clocks were off and so too were the fridge and the stove. It was apparent my power had been cut; again. I'd been missing calls from a collection agency and I'm more than likely going to be booted from my home for good soon.

Existing on the border lines of poverty is not a great lifestyle to say the least. I'm barely able to live on my own not to mention support an entire family or even take a female out on a date. Receiving calls from companies like Rapid Recovery have become the least of all my worries. I'm not even sure if I'll be able to pay my insurance for my car next month.

When I got up considerable late the other morning it certainly didn't help my situation. Rushing to work I ended up being over an hour late criticized by three different bosses. They were even ready to fire me from my position but gave me one more change which I will probably blow sooner than later.

A separate issue I've been dealing with is being unable to make my credit card payments on time. I've amassed thousands of dollars in debt for expenses such as gas, food and clothing. Not splurging on anything and just on living expenses. Paying the minimum payments each month never drove the balance down and before I realized it I was in way over my head. What is necessary is good financial planning to haul myself out of this hole.

Hopefully in time I'll be able to turn my power back on and maybe I'll get a raise or something of that nature. Until then I'm just going to have to grin and bear it because if I don't I might just go crazy. Maybe that would be a good thing?




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